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Health insurance for students abroad - Plan Sante Studies

Contract

Plan Sante Studies

Package of warranties for a study or internship trip

For more than 45 years, this is the most comprehensive contract offering to students and their parents total peace of mind for greater success.

Warranty duration

Up to 366 days

Residence

European Union countries

Destination

Worldwide, exept excluding countries

Nature of stay

Study or internship abroad

Age limit

Up to 40 years old

From

29^€ / mois

Health insurance for Students travelling wordlwide

Medical expenses covered from the first euro, with no excess or limit
Full assistance
Rental liability

From

29^€

/ mois

Fill out the form to receive a personalized quote in your space

Personalized quote

Download resources

624.18 Ko

FP PLAN SANTE STUDIES (EN)

Download

584.81 Ko

CG PLAN SANTE STUDIES (EN)

Download

Need help ?

Horaires : Mon-frid | 9am-5pm

+ 33 1 53 20 44 20

info@ava.fr

Guarantees

REPATRIATION - ASSISTANCE

Repatriation by the assistance centers
Taking charge of a return ticket and living expenses for a relative, in case of hospitalization of the insured
Provision of the insured with a return ticket, in the event of the death or hospitalisation of a close relative
Return accompanied by children
Repatriation of the body in case of death
Expenses of a lawyer up to 3,000 €
Advance of the criminal guarantee up to 7,500 €

Search and rescue costs up to 5.000 €

MEDICAL EXPENSES ABROAD

Coverage on 1st euro or reimbursement up to 100% of actual costs without deductible and without limit
- Direct payment in case of hospitalization. In the event of hospitalization
- reimbursement for the other expenses of health (doctor, pharmacy)
Reimbursement for emergency dental treatment : actual expenses up to €300

Reimbursement for emergency optical treatment : actual expenses up to €250, deductible 50€

Maternity expenses at 75% of real costs, maximum 8.000 €

CIVIL LIABILITY ABROAD

Civil Liability Insurance
- Bodily injuries up to € 4.500.000
- Property damage up to € 450,000
- Trainee up to 15.000 €
deductible 80 €

LUGGAGES

up to 2,000 € per insured and per year in case of :
- theft of luggage during stay
- Loss, theft or damage to luggage when transported by a transport company
Deductible 15€

Valuable objects : refund cap limited up to 50% of the amount of guarantee

Maximum per evenement : 4.000 €

TRAVEL INCIDENTS

Advance of funds up to €500, in case of loss or theft of means of payment, passport, etc.

INDIVIDUAL ACCIDENT

Payment of a capital of € 8.000 in case of accidental death
Payment of a capital of € 40,000 in case of disability above 30%

CIVIL LIABILITY HOME RENTAL

Water or fire damage, up to 100.000 €

Deductible 80 €

Repatriation by the assistance centers
Taking charge of a return ticket and living expenses for a relative, in case of hospitalization of the insured
Provision of the insured with a return ticket, in the event of the death or hospitalisation of a close relative
Return accompanied by children
Repatriation of the body in case of death
Expenses of a lawyer up to 3,000 €
Advance of the criminal guarantee up to 7,500 €

Search and rescue costs up to 5.000 €

Coverage on 1st euro or reimbursement up to 100% of actual costs without deductible and without limit
- Direct payment in case of hospitalization. In the event of hospitalization
- reimbursement for the other expenses of health (doctor, pharmacy)
Reimbursement for emergency dental treatment : actual expenses up to €300

Reimbursement for emergency optical treatment : actual expenses up to €250, deductible 50€

Maternity expenses at 75% of real costs, maximum 8.000 €

Civil Liability Insurance
- Bodily injuries up to € 4.500.000
- Property damage up to € 450,000
- Trainee up to 15.000 €
deductible 80 €

up to 2,000 € per insured and per year in case of :
- theft of luggage during stay
- Loss, theft or damage to luggage when transported by a transport company
Deductible 15€

Valuable objects : refund cap limited up to 50% of the amount of guarantee

Maximum per evenement : 4.000 €

Advance of funds up to €500, in case of loss or theft of means of payment, passport, etc.

Payment of a capital of € 8.000 in case of accidental death
Payment of a capital of € 40,000 in case of disability above 30%

Water or fire damage, up to 100.000 €

Deductible 80 €

Options

INTERRUPTION OF STUDY

Reimbursement of study expenses at prorata temporis up to 15.000 €, in case of :
- Hospitalization more than 60 days
- Medical rapatriation or early return after parent death

LUGGAGES

Modification of luggage amount up to 2.500 € or 3.000 €

AVA SPORT+

Extension of search and rescue fees, up to 25.000 €, in case of following sport practice :
- trek,
- alpinism,
- speleology,
- off-piste skiing,
- downhill mountain biking,
- scuba diving (up to and including level 3, defined by the FFESSMM).

Exclusion buyback, except under the CIVIL LIABILITY ABROAD guarantee where the exclusion is maintained, for the practice of the dangerous sports below :
- gliding
- Paragliding
- Parachuting
- kite-surf
- deltaplane

Extension of guarantees to the practice of a sport on a recurring basis (from 3 sessions per week) as part of a sports course, a university stay, including on an amateur basis

AVA TECH+

Reimbursement maximum1.500 € per insured, in case of damage or theft of :
- Laptop
- External discs
- Headphone
- Tablet
- Cellular phone, up to 200 €

Reimbursement maximum 3.000 € per insured, in case of damage or theft of :

All listed in option 1
Camera and accessories
Printer
digital book
Game console
Drone (if insured get necessary driving license).

obsolescence rate: 1% per month from purchase date

CANCELATION OF AIR TICKET

Reimbursement of cancelation fees in case of impossibility to travel

Deductible 30 €

Maximum per event: 3.000 €

MEDICAL EXPENSES IN FRANCE

Extension of coverage of medical expenses in france (for french only) up to 3 months instead of 1 month, before end of the contract
and/or
Extension of coverage of medical expenses in france (for french only) up to 3 months at the end of the contract

Prices

For EU destinations, medical costs are covered in addition to social security.

Subscription	European Union and Schengen area	Other destinations	USA / Canada
Up to 30 years	29 € / month	39 € / month	59 € / month
Up to 40 years	36 € / month	46 € / month	66 € / month

Cancellation, flight ticket only

Warranty amount	1000 €	2000 €	3000 €
per person	30 €	60 €	90 €

Studies curtailment

Warranty amount	5000 €	10000 €	15000 €
per person	180 €	320 €	520 €

AVA TECH+ (to subscribe before departure): breackage and theft

Warranty amount	1500 €	3000 €
per person	15 € / month	25 € / month

Luggage : Modification of the amount of the guarantee

Warranty amount	2500 €	3000 €
per person	30 €	50 €

Extension for Gainful activity

Price	All activities, except Work placement	Work placement only
per person	10 € / month	10 € / month

Search and rescue costs up to 25.000 €

Price
per person	10 € / month

Medical expenses in France, up to 90 days

Price	In case of temporary return	At the expiration date or permanently return	In case of temporary or permanently return
Before 30 years old	210 €	210 €	420 €
Before 40 years old	290 €	290 €	580 €

Personalized quote

Download resources

624.18 Ko

FP PLAN SANTE STUDIES (EN)

Download

584.81 Ko

CG PLAN SANTE STUDIES (EN)

Download

Need help ?

Horaires : Mon-frid | 9am-5pm

+ 33 1 53 20 44 20

info@ava.fr

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Learn more

AVA, health insurance for students worldwide

When you’re a student, going far from home feels like a real adventure. Discovering a new country, a new culture, making new friends… the experience is as unique as it is impressive. When it comes to healthcare, however, reality can hit hard. A simple medical consultation can quickly become very expensive, depending on your destination.

With AVA health insurance for students abroad, you can focus on what truly matters: your studies, your encounters, and your future. Routine care, hospitalization, assistance, repatriation… we look after you wherever you are.

Why take out health insurance for your studies abroad?

Studying abroad often means leaving the social security system of your home country. With medical costs being extremely high in some countries, especially in North America or Asia, student health insurance is essential.

A sprained ankle during a university football match? Food poisoning? A flu that needs urgent treatment?

Our 24/7 assistance service coordinates all procedures related to your health:

Legal requirement: many countries require proof of health insurance to obtain a student visa or enroll in a university
Coverage of medical expenses
Liaison with your family and coverage of travel costs (flight and hotel)
Organization of transfer in case of early return (death or hospitalization of a family member in France)
Arrangement of medical repatriation when necessary
Assistance in finding a medical specialist

No matter your destination or the length of your stay, our student health insurance abroad adapts to your pace: Erasmus semester, internship, volunteering, double degree… And if your project turns into a long-term adventure, we continue to support your settlement as an expatriate student.

How does our student health insurance abroad work?

Far from your home country, you need a reliable partner you can depend on. That’s exactly what we offer, with protection designed to meet the realities of student life abroad.

Essential coverage: medical and hospital care, consultations, tests, imaging, prescribed medications, etc.
Emergency coverage: assistance, repatriation, and support in case of accident or sudden illness
And many more guarantees: civil liability, private life coverage, baggage loss, personal electronic devices

We don’t embellish anything: you know exactly what is covered and what isn’t. This transparency is part of our commitment to students and their families. When it comes to reimbursements, procedures are fast and fully digital. You can track your claims from anywhere using our mobile app. Online subscription is quick, and you receive your insurance certificate immediately.

Has your project evolved? Your coverage can too. We advise you in choosing international student health insurance that suits your destination and the duration of your studies.

After all, an experience abroad should remain a great memory, not an obstacle course.